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Home Lifestyle Finance

Start Your Dream Holiday Fund with Just £5 a Day

Read This Magazine by Read This Magazine
16 September 2024
in Finance, Lifestyle
Holiday Fund

How saving just £5 per day will set you off on that dream holiday by contributing to your holiday fund.

Saving for a summer holiday might seem challenging, but cutting back your spending by just £5 per day will net you enough at the end of 12 months to head off on a dream break.

That small amount will accumulate to become £1,825 over a year… and the good news is you don’t have to live like a hermit to achieve such a feat.

Just consider some of the basic steps below, or create your own strategy to build your holiday fund.

Call Off The Coffee (Two Days Per Week)

Your daily coffee habit, perhaps combined with a cheeky pastry, could easily be costing you £5 each time. Opt for making your coffee at home, or wait until you get to the office instead. By cutting two coffee runs per week, you can save over £500 across the year.

Walk To Work (Once A Week)

If you typically drive or take public transport to work, how about walking or biking one day each week. Not only will this save you money on fuel or fares, it’s also a great way to get the blood pumping. Do this for one day of the week and you’ve gained a third day of saving a fiver.

Batch Cooking

Instead of doing meals from scratch every night, try making them to last a few days, so you can save more for your trip. Preparing large batches of food for the week will help reduce the cost of ingredients, as well as avoiding the temptation of expensive take-outs, since there’s always something ready to go. The cumulative effect is you’ll save at least £5 on your weekly food bill, if not more.

Buy Cheaper Brands

If you tend to buy premium brands, try switching to supermarket own-brands or budget alternatives. Often, the quality is comparable, and the savings can be substantial. If you typically spend £50 on groceries, changing could save you £10 each week, allowing you to contribute more to your holiday fund.

Unused Subscriptions

Finally, make it a monthly habit to review subscriptions and memberships. Cancel the non-essential ones to free up a significant amount of money each month. And on months where there is no wastage, phone up service provider to negotiate better deals.

Integrating these small changes can easily save £5 a day. Whether it goes into a jar, a dedicated savings account, or an app, consistency is key. By the year’s end, you’ll have enough for a holiday and a few other extra treats besides!

Tags: Holiday Fund

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